Whatsapp Facebook Youtube Instagram Tiktok
(+60) 012-728 1881

Malaysia Home Loan DSR Check

DSR Eligibility Calculator

🏠 Home Loan Eligibility Calculator (DSR)

Thinking of buying property in Malaysia? Our comprehensive DSR (Debt Service Ratio) calculator helps you estimate your maximum home loan amount based on your monthly income and financial commitments. It supports various income sources, including salary, commissions (6-month average), and rental income. It also accounts for all types of debt, such as existing home loans, car loans, credit cards, and personal loans, to give you a precise and realistic loan projection.

📈 Income Section

This is your fixed monthly salary, declared and contributed to EPF. Enter your past 6 months' commission. We'll calculate the average for monthly income. Monthly income from renting out properties. Part-time job, online business, or other side income. Freelance jobs, spouse contribution, etc. Any other additional income stream. Extra income from any other source (e.g., bonuses).

💸 Existing Debts

Your current monthly installment for a mortgage loan. If you have a second mortgage loan, enter its monthly installment. Monthly installment for your car loan. Another car loan, if applicable. We calculate 5% of your credit card limit as commitment. Second credit card limit. Third credit card limit. Fourth credit card limit. Your monthly installment for any personal loan. If you have another personal loan, enter it here. Second personal loan if applicable. Any other fixed monthly loans (e.g. renovation loan).

🏠 Loan Simulation

Latest Posts

Malaysia’s Building Interest: A Detailed Explanation

Malaysia’s Building Interest: A Detailed Explanation

If you’re a first-time homebuyer or looking to invest in…